창업자금

미소금융 창업. 운영자금

제도 금융기관 이용이 어려운 분들에게 창업, 운영자금 등을 무담보.무보증으로 지원

 

지원대상

아래중에서 한가지 이상 해당하는 분

  • 신용등급 7등급 이하
  • 기초생활수급자 및 차상위계층 이하
  • 근로장려금신청요건 대상자

 

지원내용

창업자금 운영자금 시설개선자금 긴급생계자금
대출한도 : 7천만원

대출기간 : 5년 이내

대출금리 : 4.5%

대출한도 : 2천만원

대출기간 : 5년 이내

대출금리 : 4.5%

대출한도 : 2천만원

대출기간 : 5년 이내

대출금리 : 4.5%

대출한도 : 5백만원

대출기간 : 4년 이내

대출금리 : 4.5%

 

1) 창업자금의 경우, 자금용도에 따라 대출한도 차등적용합니다.

2) 성실 상환 시, 이자율 감면혜택을 받으실 수 있습니다.
(무등록사업자의 경우, 대출한도 500만원, 이자율 연2% 적용)

3) 긴급생계자금은 창업·운영·시설개선자금 성실상환자에게 지원합니다.

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